退款政策 Refunds Policy
　　考试费用不安排退款，但考生可以申请考试延期。请注意，考生不能将考试资格转让予其他考生。
　　No refunds are given. You may request to have your registration deferred to the next examination date. Please note you cannot transfer your registration to another candidate.
　　考试延期政策Exam Deferral Policy
　　FRM考生只能延期考试一次。请考生注意：
　　1、 决定延期考试的考生，必须在考试注册日期的截止日之前提交延期考试申请。例如，5月份的FRM考试注册日的最后一天为4月15日，11月份的FRM考试注册日的最后一天为10月15日。
　　2、申请延期考试须缴纳100美金的行政费用，此项费用必须通过信用卡支付。
　　3、如果你在提交延期考试申请表之后改变主意，想取消延期考试的申请和如期参加考试，你必须在当前考试注册日期的最后一天联系GARP协会，取消延期考试须缴纳100美元的行政费用。
　　4、作为一个延期考试的考生，你会自动注册到下一期的考试，并且不得再延期。如果你仍然想取消考试，那么你将放弃全部已经缴纳的考试费用，并需要重新缴纳考试费用以参加新一期的FRM考试。
　　An FRM candidate may only defer their exam registration once to the next examination date. Please note:
　　· A deferral to the next examination period must be submitted by the last day of Registration. For example, the last day of registration for May is April 15th; and for November's Exam the last day of registration is October 15th.
　　· There is an administrative processing fee of USD 100 and this fee must be payable via credit card at the time of your request.
　　· If you change your mind after submitting the Deferral Form and want to sit for the FRM exam during the current exam period, you need to contact GARP by the last day of the current Registration period; there is an administrative processing fee of USD 100.
　　· As a deferred FRM Candidate, you will automatically be re-enrolled in the next cycle. If you decide not to attend the next exam, you will forfeit all exam fees and have to re-register as a new candidate.
　　Note: Any study materials you purchased for this year's exam may not all be applicable for next year's exam since the Study Guide and suggested readings will change from year to year.
　　Note: An additional administrative processing fee of $50 may apply, at management's discretion.
　　
　　　　
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　　高顿网校特别提醒：已经报名2014年FRM考试的考生可按照复习计划有效进行！另外，高顿网校2014年FRM考试辅导高清课程已经开通，通过针对性地讲解、训练、答疑、模考，对学习过程进行全程跟踪、分析、指导，可以帮助考生全面提升备考效果。
　　报考指南：2014年FRM考试备考指南
　　免费题库：2014年ACCA考试免费题库
　　考前冲刺：FRM备考秘籍
　　高清网课：FRM考试网络课程