小编导读：距离2015年11月的FRM考试时间越来越近，考生们有没有在复习过程中发现什么问题呢？快来练题强化自己对知识点的记忆！>>>点击进入“每日一练——免费在线测试”　　Historically, the relationship for external ratings in predicting default has been:
　　A. fairly good in that poorly rated firms do have higher default rates.
　　B. non-existent.
　　C. opposite to what the ratings would indicate and significant.
　　D. opposite to what the ratings would indicate but not significant.
　　Answer:A
　　The ratings agencies like S&P and Moody’s have had a fairly good record with respect to how well their ratings have indicated the relative default rates of bonds and firms.