奋斗着的高顿网校年轻人，大家请别怕学习中遇到的种种困难，考试并不是想象中的那么攻不可破哦。SOA精算师考试必备2014年份——Course8M（第三部分），拿去吧。
　　f Wonderful Life achieved the targeted 12.5% return on
　　equity for 2004. Show your work.
　　COURSE 8: Fall 2005 -6- GO TO NEXT PAGE
　　Health, Group Life & Managed Care
　　Questions 4-7 pertain to the Case Study
　　6. (9 points) You are the group pricing actuary for Wonderful Life Insurance Company.
　　You are preparing a proposal for Bailey Industries which includes an analysis of prior
　　experience. You are given the data in Table BI-1b and the following assumptions:
　　? The only items causing differences in claims costs are plan design and utilization
　　differences caused by plan design.
　　? The average members per contract for both the PPO and HMO plans is 2.2.
　　? Member Cost as a percentage of claims is as follows:
　　Utilization
　　Adjustment Range
　　Member Cost
　　Sharing Range
　　Service Type % of Cost Low High Low High
　　Facility 50.0% 0.0% 5.0% 0.0% 25.0%
　　Professional 30.0% -5.0% 20.0% 0.0% 40.0%
　　Pharmacy 20.0% 0.0%
　　高顿网校之金玉良言：我们关心的，不是你是否失败了，而是你对失败能否无怨。——林肯